Dental care is an essential aspect of our general physical health, but some of us don't have dental insurance that pays for routine exams, cleanings, procedures and emergencies. If this is the case for you, our dentists in Coquitlam offer some tips on what you can do.
What can I do if I don’t have dental insurance?
Our teeth become more vulnerable to discolouration, decay, erosion and fracture as we age. These are all things that require a dentist's attention. But for many reasons, not all of us have dental insurance.
Many are self-employed, only work part-time or are precariously or occasionally employed, while others are retired. No matter the reason, if you're without insurance there are a few things you can do.
Purchase dental coverage.
You might be able to purchase dental insurance coverage privately for a monthly fee. Several insurance companies sell dental insurance plans to self-employed individuals and people who do not have coverage with an employer. Ask your insurance company about the right plan for you.
Talk to your dentist about a payment plan or financing options.
Speak to the administration team at your dental office to learn whether they offer a payment plan or financing that can help you manage dental costs.
Participate in a charity event.
Some non-profit dental associations host events where dentists offer free or low-cost dental services. These can be great for patients who would otherwise forgo attending dental appointments due to financial constraints.
Go to a dental school.
Dental schools offer good quality dental treatment at reduced costs so students going through training can gain experience. These students are closely supervised by licensed dentists who check each phase of their work.
Though your appointment may take longer than at your regular dentist’s office, the trade-off is that you can save significant cash.
Take preventive measures.
One way to make your dental bills less costly in the long run is to ensure you have a great oral care routine. Remember to brush at least twice daily for two minutes each time, and floss at least once a day.
This helps keep plaque, bacteria and gum disease at bay and can prevent having to visit a dental emergency clinic.
And while it may seem counter-intuitive, be sure to visit your dentist regularly for routine checkups and preventive care. These visits do come with a fee, but they could help you avoid more costly treatments down the road, because any developing problems can be caught early on, when they are still relatively straightforward to treat.
How much does a dentist appointment cost without insurance?
The cost of dental procedures not covered by insurance can vary, depending on the procedure, the severity of your case and other factors. We can provide an estimate for any procedures you may require.